A calm first-72-hours plan
See the few decisions that matter now, while everything else waits in a clearly labeled later list.
A steadier way through job loss
Know what to handle first.
Steady Ballast turns bills, insurance, and unemployment into one manageable plan—so you can take the right steps without solving everything today.
Free to start. Sign in to save your private plan.
Today’s focus
Protect the essentials first.
One clear action at a time
Our promise
Less noise. More footing.
No shame
Clear language built for a hard moment, never lectures or scare tactics.
No overload
A short now list separates urgent actions from decisions that can wait.
No false certainty
Honest guidance, visible assumptions, and prompts to verify official details.
How Steady Ballast helps
Turn a pile of decisions into a sequence.
Answer a few practical questions. Steady Ballast organizes the information around urgency, deadlines, and what protects your household first.
Bills organized by urgency
Capture due dates, minimum payments, and who to contact so housing, utilities, and essential bills stay visible.
Insurance transition guidance
Compare the next practical steps for employer coverage, continuation options, and marketplace enrollment windows.
Unemployment checklist
Keep the information, deadlines, and follow-ups for your claim together instead of scattered across tabs and notes.
Questions, answered plainly
Know what Steady Ballast can—and cannot—do.
You do not have to map it all tonight
Start with the next right thing.
Give Steady Ballast a few details and leave with a calmer, ordered plan for what comes first.